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Michigan Supreme Court Upholds Progressive's Right to Rescind Policy Due to Driver Misrepresentation

May 8, 2026
1 source
Insurance Journal
Michigan Supreme Court Upholds Progressive's Right to Rescind Policy Due to Driver Misrepresentation

Story Summary

The Michigan Supreme Court affirmed the Court of Appeals' decision upholding Progressive's right to rescind a policy held by Janice Sherman due to her misrepresentations regarding vehicle garage location and residence during a July 2021 accident. The court rejected Sherman's request for policy reform, noting she must bear the financial risk of her dishonesty as Progressive acted without wrongdoing. Consequently, the insurer retained the right to deny coverage and keep the refunded premiums.

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