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Oregon Regulator Orders Health Sharing Firm to Halt Unlicensed Insurance Sales

May 5, 2026
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Insurance Journal
Oregon Regulator Orders Health Sharing Firm to Halt Unlicensed Insurance Sales

Story Summary

On May 5, 2026, the Oregon Division of Financial Regulation mandated ClearShare Health cease operations within the state due to its unlicensed insurance activities. The regulator determined that ClearShare's membership plans functioned as insurance contracts with deductible-like annual maximums. While existing members' claims remain processable until April 14, the firm cannot market, sell, or collect fees for new memberships. ClearShare has 20 days to request a contested case hearing regarding the order.

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