commerce

Payment Fraud Shifts to High-Value Targets Despite Declining Attack Volumes

May 11, 2026

1 source

Retail Dive

Payment Fraud Shifts to High-Value Targets Despite Declining Attack Volumes

Story Summary

While Sift reports a 14% year-over-year decline in payment fraud attack rates and a 17% drop in manual reviews as of May 2026, overall chargeback rates have surged 56%. This divergence indicates that fraudsters are abandoning high-volume tactics for precision attacks on high-value accounts. Businesses must evolve beyond volume-based metrics to detect sophisticated threats like account takeovers and long-term credential.

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gaming

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consumer services

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lifestyle

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